I wanted to provide you with some information regarding Long Term Care Coverage and the Activities of Daily Living (ADLs).

ADLs are a set of basic activities that individuals usually perform on a daily basis. These activities are essential for maintaining independence and quality of life. Here is a list of common ADLs:

1. Eating : The ability to feed oneself independently.
2. Bathing : The ability to clean oneself and maintain personal hygiene.
3. Dressing : The ability to choose and put on appropriate clothing.
4. Toileting : The ability to use the toilet and maintain personal hygiene.
5. Transferring : The ability to move from one position to another, such as from a bed to a chair.
6. Continence : The ability to control bladder and bowel functions.
7. Mobility : The ability to move around independently, including walking or using assistive devices.

Long Term Care coverage is designed to provide financial assistance for individuals who require help with ADLs due to aging, illness, or disability. It can help cover the costs of in-home care, assisted living facilities, or nursing homes.

If you or a loved one are considering Long Term Care coverage, it's important to understand the specific coverage options and benefits available. I recommend reaching out to JM Wealth Management, which can provide personalized guidance based on your unique needs and circumstances.

Feel free to contact Jim or Ryan Merklinghaus if you have any further questions at 888-949-0525.