About
Our Approach
JM Wealth Management is a full-service broker. Our conservative strategies may include retirement savings, properly structured life insurance, annuities and long-term care insurance. We will help guide you toward insurance products that will protect your principal, making income throughout retirement a realistic possibility.
We prioritize attentive listening and take the time to truly understand your goals, dreams, and values. By harnessing the power of technology, we employ advanced tools that factor in inflation, enabling us to assist you in planning for a prosperous future. You will receive an all-encompassing report that outlines a clear path towards the retirement you desire, providing you with the assurance of never running out of money.
Our Team
Jim Merklinghaus
With a distinguished, proven track record of 35 years in the financial services industry, Jim's expertise and strategic approach to planning and asset management have won him national recognition. He is often called upon to share his innovative asset planning concepts on a national stage with industry leaders. He brings to the financial services industry a philosophy stepped in the common sense fundamental principle of asset and wealth preservation while simultaneously seeking significant asset growth.
Jim's extraordinary ability to consistently satisfy the planning needs of his clients, as well as his attention to client services, has rewarded him with a loyal following. A veteran practitioner who has mastered all aspects of the financial services industry, Jim has garnered respect and admiration from his distinguished clientele and industry peers alike.
Jim is an active member of the Independent Excellence Group, a highly regarded national think tank comprised of leaders from the financial services arena and insurance professionals. While serving his many and diverse clients across the United States, Jim has also been privileged to assist professionals employed by prominent hospitals, Ivy League universities, and professional sports teams.
Jim is located in Vero Beach, FL, with his spouse of many years, JoAnn, and two adult children. He is well regarded as an active community leader and volunteer for many projects. He is commonly referred to in his community as the "mentor to many and friend to all".
Ryan Merklinghaus comes to the wealth management space with a breadth of expertise across numerous financial and customer-facing industry verticals. Tech-savvy and forward thinking, Ryan brings a millennial’s perspective to the business of building and optimizing personal wealth for the long-term.
The worldwide COVID-19 pandemic fueled change and drove challenges unlike any other seen in the modern world. It was in this historical landscape that Ryan fully realized the importance of being financially prepared and planning ahead. His background and education, combined with experience across several industries - EV vehicles & personal finance - make Ryan uniquely qualified to meet today’s wealth management issues head-on.
Ryan Merklinghaus
The pandemic also changed - perhaps permanently so - the way in which wealth managers deliver financial advice, guidance, and direction. And while there are remaining questions about the short- and long-term impacts of COVID-19 on wealth management, Ryan has been steadfast in developing strategies that seamlessly pivot according to clients’ needs and goals.
Ryan comes to JM Wealth Management with a bachelor’s degree in business and certifications in personal finance. He continually works to enhance his expertise and licensing in asset management. A native of Rutherford, New Jersey, Ryan splits his time between his hometown and his newer home of Vero Beach, Florida. He strives to help people from all walks of life achieve financial independence - today, tomorrow, and into the future.
Prior to joining the firm, Ryan worked for Kearny Federal Savings Bank, Tesla Motors, and JBM Financial Services. He is always striving to discover additional financial avenues to help his clients meet their lifelong wealth and retirement goals.